Early Childhood Therapy

• Accepted Insurance: Care Options for Kids (COFK) accepts Medicaid (in states such as CO, TX, NV, and ID), TRICARE, DDD (Department of Developmental Disabilities) programs where applicable. We are in-network with most major insurance companies, including Blue Cross Blue Shield and United Healthcare and other payors per local market.

Billing Overview

Evaluation and Treatment Sessions are available for children with various coverage options:

• Medicaid, TRICARE & DDD: We proudly accept Medicaid, TRICARE and DDD (Department of Developmental Disabilities) programs where available. Our team can help guide you through eligibility and next steps.
• In-Network Commercial Insurance: Coverage varies by plan. Please contact your insurance provider to confirm benefits and exclusions.
• Out-of-Network Commercial Insurance: Services may be eligible under out-of-network benefits. Please contact your insurance provider regarding coverage and any required pre-authorization.
• Self-Pay Options: No insurance? No problem. We offer flexible self-pay plans for families without insurance coverage. Our team is here to help you find a solution that fits your needs and budget—contact us today to learn more.

COFK uses a secure and private payment system to protect your financial information. Therapy rates may vary slightly by state. Contact us for location-specific information.

Telehealth Therapy

• Conducted virtually via Microsoft Teams (HIPAA-compliant)
• Great for families in rural areas or with limited transportation
• Allows continuity during illness or inclement weather
• Requires internet access and a phone, tablet, or computer

In-Person Therapy

• Conducted at an approved location with a licensed therapist
• Location options are discussed during the intake process

Therapy Locations Include:

• Daycares, Head Starts, ABA clinics
• Private schools (with consent)
• With sitters or caregivers (with consent)
• Home-based settings – even with siblings present
• After-school care programs

Location Limitations:

• Therapy is not permitted in public schools during school hours
• Telehealth in group settings (e.g., daycare) requires a caregiver present

Scheduling Factors:

• Greater flexibility improves chances of therapist assignment
• After-school hours (3 PM+) are in high demand
• A caregiver (not necessarily a parent) may attend sessions

Typical Scheduling Windows:

• Daytime: 7 AM – 3 PM (Mon–Fri)
• Afterschool: 3 PM – 7 PM (Mon–Fri)
• Weekends: Limited availability based on therapist schedules

Frequency & Duration:

• Most children attend therapy 1–2 times per week
• Sessions range from 30 to 90 minutes, depending on the therapy type and your child’s individual needs

To begin therapy, Request a Consult. We’ll gather the following:

✅ Child’s availability
✅ Preferred therapy location (in-person or virtual)
✅ Presenting concerns
✅ Insurance details

Next Steps:

1. COFK matches your child with an available therapist.
2. Therapy orders are requested from your child’s physician (if not already provided).
3. If needed, COFK obtains insurance authorization.
4. Our team reaches out to schedule the evaluation.